Notice of Board of Directors Election
​and 2026 Annual Meeting

The annual meeting will be held at 1701 E. Melrose Ave. Findlay, OH

Tuesday, April 14, 2026 @ 5:30PM

Notice is herby given that three Directors will be elected to the Hancock Federal Credit Union Board at the 2026 Annual Meeting.

Michael Scoles, Rich Steiner & Jack Volkmer have been nominated for election by the Nominating Committee.
Additional nominations for the election were solicited from the membership according to the credit union bylaws. No additional nominations were received.
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There will not be any nominations from the floor at the Annual Meeting. Accordingly, election of the nominees will be affirmed at the meeting.

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​2026 Board Candidates:

Michael Scoles
Michael is seeking his 2nd term as a member of HFCU’s Board of Directors. He currently serves as the Board President and on the Personnel Committee.
The former principal of Lincoln Elementary School, Michael is currently the Counselor for Millstream Career Center. He holds a Doctor of Education in Policy & Leadership Studies from BGSU, a Master of Science in School Counseling from the University of Dayton, a Master of Arts in Educational Administration from the University of Findlay and a Bachelor of Arts in Elementary Education from the University of Findlay. He is also an adjunct faculty member at Bluffton University.

In addition to serving on the HFCU Board of Directors, Michael is also currently on the board of directors for the Keeping Kids Safe Foster Care and Adoption Agency as well as the Black Heritage Library and Multicultural Center. He has served on the board for the Family Resource Center of NW Ohio and Findlay
Youth Theatre and has also participated in many committees including the Findlay City Schools Homework Policy & Technology Committee, Winebrenner Institutional Research Review Board Committee, Findlay City Schools District Leadership Team, Academic Program Chairs Council and UF Teacher Education Council.

Rich Steiner
Rich Steiner is seeking his 5th term as a member of HFCU’s Board of Directors. He currently serves on the Supervisory Committee and has been a member of the credit union for over 60 years. Rich graduated from Findlay High School, attained his Bachelor of Education from the University of Toledo
and Masters in Education Administration from Bowling Green State University. He served in many roles during his 45-year career in education including teaching mathematics, serving as principal, superintendent and assistant director of a career center. Rich is now retired and enjoying spending more time with his family.

His parents began teaching him about money at an early age and as he grew up, he always felt the credit union served his needs with each new phase of life.

Jack Volkmer
Jack Volkmer is seeking his 7th term as a member of HFCU's Board of Directors and has been a member of the credit union for over 30 years. He currently serves on the Board's Asset Liability Management Committee.  Jack is a graduate of Ohio University with a BS in Mathematics and a graduate of Toledo University with a MED degree in Mathematics Education. Jack retired from Findlay City Schools where he served as a Mathematics teacher at Central Junior High, Assistant Principal at Donnell Junior High and Business Manager.

His past community involvement included serving as a Findlay City Councilperson and a member of the Findlay Civil Service Commission.

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BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE POSITIONS AVAILABLE

Hancock Federal Credit Union (HFCU) is pleased to announce the commencement of the 2026 board of directors election. The board is made up of eight directors, each serving a three year term.
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Directors are elected to represent and protect the interests of the members by setting the vision, approving policies and governing the overall activity of HFCU management. The Board derives its authority from the members and the bylaws, therefore the Directors should act as a board and not as individuals in carrying out such authority.

Responsibilities:

• Work with the Chief Executive Officer and the Board to develop objectives and goals for the credit union, including strategic plans.
• Make sure the credit union adheres to pertinent laws, regulations, and sound business practices.
• Make sure the credit union maintains sound financial conditions and that the credit union’s assets are protected against unauthorized or illegal acts.
• Ensure that operational policies are developed and then approve them for all credit union programs and activities. Review polices and bylaws on a regular basis and update as necessary.
• Approve the credit union’s budget.
• Designate depositories, authorize borrowing and investing, provide for bonding and other security factors.
• Approve interest rates and dividends or approve policies that allow and guide management in doing so.
• Appoint loan officers.
• Define the scope of the Chief Executive Officer’s job, hire someone to fill the position, and review their progress in attaining goals and objectives.
• Conduct an annual meeting for membership.

Qualifications:

• Must be at least 18 years of age.
• Former employees and their immediate family members need to have been absent or retired from HFCU for a period of 5 years prior to running for the Board.

• Must be bondable by the HFCU’s fidelity bond insurance company.
• Willingness to serve HFCU’s membership.
• Ability to comprehend and learn basic business concepts and procedures.
• Knowledge of HFCU history and philosophy.
• Be an ambassador for the credit union by promoting HFCU products and services within the community.
• Possess general skills in management, planning and budgeting.
• General knowledge of local, national and international economic conditions and their effect on HFCU.
• Willingness to give the time and effort necessary to perform the duties of a BOD.

 
Attendance Expectation:
Board members are expected to attend all regular and special board meetings. If a board member fails to attend regular meetings for three consecutive months, or any four months in a calendar year, that are not excused by the Board of Directors, that board member’s seat may be declared vacant by the board.

The Supervisory Committee meets quarterly, and members are appointed by the board for the primary purpose of assuring HFCU is operating in a safe and sound manner. The committee sees that an annual audit is performed by an outside CPA firm and also performs a review of internal audit functions completed by staff members.

If you are interested in being nominated for a Board of Directors or Supervisory Committee position please contact
​Cathi Kisseberth, President / CEO
​cathi.kisseberth@hancockfcu.com

​All applications must be submitted by 1/14/2026 to be considered.

Election Rules


Members must be 18 years of age or older to vote.
   
Your account number must be listed in the space provided. This is for verification purposes only.  

​Ballots that are not verifiable will not be counted.


   All ballots must be received by
Thursday, April 18th by 12:00 pm.
 
  Election results will be announced at the Annual Meeting to be held on, 
Tuesday, April 14, 2026 @ 5:30PM.

Our annual meeting was held on Tuesday, April 15, 2025 at 5:30pm.
​If you were unable to attend, check out the Annual Report on our NEWS page.
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2025 Board of Director Candidates

Hancock Federal Credit Union (HFCU) is pleased to announce the commencement of the 2025 board of directors election.
The board is made up of eight directors, each serving a three year term.

Directors are elected to represent and protect the interests of the members by setting the vision, approving policies and governing the overall activity of
HFCU management.The Board derives its authority from the members and the bylaws, therefore the Directors should act as a board and not as
individuals in carrying out such authority.

Heidi Rupp
Heidi is seeking her 2nd term as a member of HFCU’s Board of Directors. She currently serves on the Personnel Committee.
Heidi graduated from Bowling Green State University with a Bachelor of Science in Business Management and Cleveland State University with an MBA in Business Management.  She is a Senior Account Executive with UIS Insurance. Previously she owned HSR Insurance Agency LLC in Findlay and has been a licensed health insurance agent for 28 years.
Heidi is a member of Flag City Morning Rotary. She previously served on the leadership team at College First Church of God and on the Youth for Christ Board. Heidi enjoys volunteering as a board member because her experiences and leadership as a business owner provide helpful prospective to HFCU.

Ben Sapp
Ben is seeking his 2nd term as a member of HFCU’s Board of Directors. He currently serves a Chairperson and on the Personnel Committee.
Ben is the Director of the Mazza Museum. He holds a Bachelor of Arts in Elementary Education and a Master of Arts degree with emphasis in Children’s Literature, both from the University of Findlay. Ben also teaches classes at UF and provides ongoing professional development workshops.
Ben currently serves on several boards including the Christian Clearing House, Arts & Heritage Council, Macklin Intergeneration Institute, Toledo Area Cultural Leaders. In the past he has also served with the Performing Arts Center, Arts Partnership, Community Visitors Bureau and Hancock Historical Museum. 

Ben wants to volunteer as a board member of HFCU because he is interested in the operations of the credit union. He feels his current responsibilities of writing policy, approving budgets, managing endowments, and serving on committees to hire staff would bring valued knowledge to the credit union. 

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