Business Loans
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COMMERCIAL REAL ESTATE - Take advantage of our real estate lending experience including office buildings, mixed – use commercial buildings, multi-family units and more. Whether its owner occupied or non-owner occupied, HFCU can assist in an improvement, expansion, refinance, or purchase. We offer competitive commercial mortgage rates and terms to help you save money, which will strengthen your competitive position.
TERM LOANS - Provide a lump sum disbursed for repayment over a defined period, ideal for financing vehicles, debt restructuring, new business acquisitions, working capital, and other needs. At HFCU we prioritize structuring term loans to align debt repayment with your business cash flow, ensuring financial stability and flexibility.
LINES OF CREDIT - Offer flexible, essential tools to support your daily operations and address cash flow requirements. They can secured by collateral such as accounts receivable, inventory, or real estate. Throughout the loan term, you have the flexibility to borrow, repay, and borrow again up to your credit limit. This makes it an excellent choice for short-term needs such as seasonal purchases, operating expenses, and temporary working capital.
EQUIPMENT LOANS - At HFCU we understand that having the right equipment is crucial for your business’s productivity and profitability. Whether you’re looking to acquire new or used equipment or leverage the equity in your existing assets, let us assist you in financing your needs.
VISA® BUSINESS CREDIT CARD - Our Business Credit Card now features SpendTrack: Online Credit Card Management Solution. SpendTrack is a new, improved online credit card management solution that allows businesses to easily manage credit card accounts online and provides real-time card controls, transaction details, statement access, payment capabilities, and spend analytics. SpendTrack replaces your current online card management solution.
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