Effective as of 1/1/25

​SHARE CERTIFICATE RATES

Share Certificate Term
Minimum Balance
Dividend Rate
APY*
3 Month Certificate
$500
1.489%
1.50%
6 Month Certificate
$500
1.735%
1.75%
12 Month Certificate
$500
3.537%
3.60%
18 Month Certificate
$500
3.922%
4.00%
24 Month Certificate
$500
3.922%
4.00%
30 Month Certificate
$500
3.730%
3.80%
36 Month Certificate
$500
3.730%
3.80%
48 Month Certificate
$500
3.730%
3.80%
60 Month Certificate
$500
3.730%
3.80%
Share Certificate rates are fixed for the duration of term.
*APY=Annual Percentage Yield.  APY subject to change without notice.  Fees may reduce earnings on the account.  Dividend penalty will be imposed for early withdrawal.  Members may forfeit dividends if they close an account before accrued dividends are credited.  Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.  Membership eligibility is required.  


​5 MONTH
SHARE CERTIFICATE SPECIAL

3.85%APY*

*APY=Annual Percentage Yield. APY accurate as of today and subject to change without notice. Minimum balance of $1,000.00 required to open and earn the advertised APY. Excludes JR Certificates. Fees may reduce earnings on the account. Dividend penalty will be imposed for early withdrawal. Membership eligibility is required.

Earn 5.00%APY* with $25,000
transferred from another financial institution 

*APY=Annual Percentage Yield.  APY accurate as of today and subject to change without notice.  Minimum balance of $1,000.00 required to open and earn the advertised 4.50% APY.  Excludes JR Certificates.  Fees may reduce earnings on the account.  Dividend penalty will be imposed for early withdrawal.  Membership eligibility is required. 
Effective as of 12/1/2022

SAVINGS RATES

Effective as of 1/1/25
Account Type
Minimum Balance
(to earn dividends)
Dividend Rate
APY*
Everyday Saver, Club & Extra Saver Accounts
$200
0.05%
0.050%
Elevated Checking
$1,500.00
0.10%
0.100%
Elevated Saver
$2,500-$24,999.99
$25,000-$49,999.99
$50,000-$99,999.99
​$100,000 & over
2.225%
2.469%
2.713%
2.713%
2.25%
2.50%
2.75%
2.75%
Ohio Homebuyer Plus**
$100
6.890%
7.132%
*APY=Annual Percentage Yield.  APY subject to change without notice.  Fees may reduce earnings on the account.  Members may forfeit dividends if they close an account before accrued dividends are credited.  Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.  Membership eligibility is required. A monthly fee of $15.00 is charged for the month if balance falls below $1500 anytime during the month for Prime Checking account.  A monthly fee of $15.00 is charged for the month if balance falls below $2500 anytime during the month for Prime Share Plus account.   
 
**The Ohio Homebuyer Plus account will mature after five years unless used for an Ohio home purchase as indicated on your disclosures. The account must maintain a minimum balance of at least $100 and cannot exceed a maximum amount of $100,000.

Live, Work, Worship or attend school in Hancock County?
If so, you can be a member!

CONTACT US TODAY!

LOCAL.  TRUSTED.  SERVING YOU.​

LOCATIONS.

1701 E. Melrose Ave., Findlay, OH
​125 Trenton Ave., Findlay, OH
​
​
Routing Number | 241278659
​
​
PRIVACY POLICIES & DISCLOSURES
​
HANCOCK FEDERAL CREDIT UNION BYLAWS

REQUEST PRIVACY STATEMENT

HOURS.

MONDAY - THURSDAY 
Lobby & Drive-Thru 9:00am - 5:00pm
FRIDAY
Lobby: 9:00am - 5:00pm
​Drive-Thru: 8:30am - 5:30pm
SATURDAY
Melrose: Lobby & Drive-Thru 9:00am - Noon
Trenton: Closed

CALL US.

Toll Free:  (800) 273-0163
Local:  (419) 424-0163
Lost or Stolen Visa®:  (844) 334-3871
Lost or Stolen ATM/Debit Card:  (800) 472-3272
​PIN Change ATM/Debit Card:  (800) 992-3808
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Hancock Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 419-424-0163. All products and services available on this website are available at all Hancock Federal Credit Union branches or by calling 419-424-0163.
Federally insured by NCUA
Equal Housing Lender
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