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Hancock Federal Credit Union
  • HOME
  • BANK
    • CHECKING
    • SAVINGS
    • OHIO HOMEBUYER PLUS
    • CERTIFICATES
    • BUSINESS ACCOUNTS
    • ACCOUNT RATES
    • CARD SERVICES
  • BORROW
    • PERSONAL LOANS
    • MORTGAGE
    • BUSINESS LOANS
    • STUDENT LOANS
    • PAYMENT SOLUTIONS
    • MAKE A PAYMENT
  • LEARN
    • BENEFITS
    • FINANCIAL PLANNING
    • FINANCIAL EDUCATION
    • HOMEOWNER & BUYING TIPS
    • SHARE INSURANCE ESTIMATOR
    • NEWS
    • HOW-TO
    • SAFETY & SECURITY
  • EXPLORE
    • MANAGEMENT
    • BOARD OF DIRECTORS
    • ABOUT US
    • OUR COMMUNITY
    • TRU STAGE
    • uChoose Rewards
    • Zelle®
    • ATM LOCATOR
    • SHARED BRANCHING

LOAN RATES
​

New & Used Auto

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Apple App Store
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Upon clicking the OK button at the bottom of this window you are leaving the Hancock Federal Credit Union’s website and are entering a site that is not hosted or operated by the credit union. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website. HFCU does not represent either the third party or you, the member, if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site which you are entering which may be different than those of ours. If you have read and understand these terms please click OK to continue.

OK

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Rate as low as
APR1
Term
5.74%
6.30%
up to 84 months
1 Subject to credit approval and meeting certain underwriting criteria. The interest rate may vary depending on credit score, age of collateral, or term of loan. Annual Percentage Rate (A.P.R.) shown is based on a loan amount of $20,000 for 60 months and a $275 processing fee. Monthly payment amounts will vary by loan term and rate. Rates and discounts are subject to change at any time.

Motorcycle

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Apple App Store
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Upon clicking the OK button at the bottom of this window you are leaving the Hancock Federal Credit Union’s website and are entering a site that is not hosted or operated by the credit union. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website. HFCU does not represent either the third party or you, the member, if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site which you are entering which may be different than those of ours. If you have read and understand these terms please click OK to continue.

OK

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Rate as low as
APR1
Term
6.74%
7.30%
up to 84 months
1 Subject to credit approval and meeting certain underwriting criteria. The interest rate may vary depending on credit score, age of collateral, or term of loan. Annual Percentage Rate (A.P.R.) shown is based on a loan amount of $20,000 for 60 months and a $275 processing fee. Monthly payment amounts will vary by loan term and rate. Rates and discounts are subject to change at any time.

ATVs, Snowmobiles, Jet Skis, Etc.

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Apple App Store
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Upon clicking the OK button at the bottom of this window you are leaving the Hancock Federal Credit Union’s website and are entering a site that is not hosted or operated by the credit union. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website. HFCU does not represent either the third party or you, the member, if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site which you are entering which may be different than those of ours. If you have read and understand these terms please click OK to continue.

OK

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Rate as low as
APR2
Term
10.24%
11.19%
up to 60 months
2 Subject to credit approval and meeting certain underwriting criteria. The interest rate may vary depending on credit score, age of collateral, or term of loan. Annual Percentage Rate (A.P.R.) shown is based an a loan amount of $15,000 for 48 months and a $275 processing fee. Monthly payment amounts will vary by loan term and rate. Rates and discounts are subject to change at any time.

Boats, Motor Homes, Travel Trailers, etc.

APPLY NOW
Apple App Store
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Upon clicking the OK button at the bottom of this window you are leaving the Hancock Federal Credit Union’s website and are entering a site that is not hosted or operated by the credit union. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website. HFCU does not represent either the third party or you, the member, if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site which you are entering which may be different than those of ours. If you have read and understand these terms please click OK to continue.

OK

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Rate as low as
APR2
Term
7.00%
7.20%
up to 120 months
2 Subject to credit approval and meeting certain underwriting criteria. The interest rate may vary depending on credit score, age of collateral, or term of loan. Annual Percentage Rate (A.P.R.) shown is based an a loan amount of $30,000 for 120 months and a $275 processing fee. Monthly payment amounts will vary by loan term and rate. Rates and discounts are subject to change at any time.

Signature Loans

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Upon clicking the OK button at the bottom of this window you are leaving the Hancock Federal Credit Union’s website and are entering a site that is not hosted or operated by the credit union. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website. HFCU does not represent either the third party or you, the member, if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site which you are entering which may be different than those of ours. If you have read and understand these terms please click OK to continue.

OK

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Rate as low as
APR1
Term
10.49%
13.19%
up to 60 months
1 Subject to credit approval and meeting certain underwriting criteria.  The interest rate may vary depending on credit score, age of collateral, or term of loan.  Annual Percentage Rate (A.P.R.) shown is based on a loan amount of $10,000 for 24 months and a $275 processing fee.  Monthly payment amounts will vary by loan term and rate.  Rates and discounts are subject to change at any time.

Credit Cards

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Apple App Store
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Upon clicking the OK button at the bottom of this window you are leaving the Hancock Federal Credit Union’s website and are entering a site that is not hosted or operated by the credit union. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website. HFCU does not represent either the third party or you, the member, if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site which you are entering which may be different than those of ours. If you have read and understand these terms please click OK to continue.

OK

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*APR = Annual Percentage Rate. The APR is the current rate as of 12/1/24 and will not increase while the plan is open. There is no annual fee. There is no fee to do balance transfers. Subject to credit approval. Rates based on credit score. Programs, rates, terms and conditions are subject to change without notice. Membership eligibility required. Membership fee may be imposed.

Personal Line of Credit

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Upon clicking the OK button at the bottom of this window you are leaving the Hancock Federal Credit Union’s website and are entering a site that is not hosted or operated by the credit union. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website. HFCU does not represent either the third party or you, the member, if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site which you are entering which may be different than those of ours. If you have read and understand these terms please click OK to continue.

OK

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Rate
APR1
Term
Variable
as low as prime plus 5.50%
5 years

Quick Loan

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Contact Us to Apply
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Rate as low as
APR1
Term
28.00%
28.00%
up to 6 months

Credit Builder

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Contact Us to Apply
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Rate as low as
APR1
Term
9.90%
9.90%
up to 24 months
Hancock Federal Credit Union - Full Service Bank
LOCAL.  TRUSTED.  SERVING YOU.​

LOCATIONS.

1701 E. Melrose Ave., Findlay, OH
​125 Trenton Ave., Findlay, OH
​
​
Routing Number | 241278659
​
​
PRIVACY POLICIES & DISCLOSURES
​

HANCOCK FEDERAL CREDIT UNION BYLAWS

REQUEST PRIVACY STATEMENT

HOURS.

MONDAY - THURSDAY 
Lobby & Drive-Thru 9:00am - 5:00pm
FRIDAY
Lobby: 9:00am - 5:00pm
​Drive-Thru: 8:30am - 5:30pm
SATURDAY
Melrose: Lobby & Drive-Thru 9:00am - Noon
Trenton: Closed

CALL US.

Toll Free:  (800) 273-0163
Local:  (419) 424-0163
Lost or Stolen Visa®:  (844) 334-3871
Lost or Stolen ATM/Debit Card:  (800) 472-3272
​PIN Change ATM/Debit Card:  (800) 992-3808
Facebook
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OK

Twitter
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OK

You Tube
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Upon clicking the OK button at the bottom of this window you are leaving the Hancock Federal Credit Union’s website and are entering a site that is not hosted or operated by the credit union. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website. HFCU does not represent either the third party or you, the member, if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site which you are entering which may be different than those of ours. If you have read and understand these terms please click OK to continue.

OK

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x
Upon clicking the OK button at the bottom of this window you are leaving the Hancock Federal Credit Union’s website and are entering a site that is not hosted or operated by the credit union. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website. HFCU does not represent either the third party or you, the member, if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site which you are entering which may be different than those of ours. If you have read and understand these terms please click OK to continue.

OK

Hancock Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 419-424-0163. All products and services available on this website are available at all Hancock Federal Credit Union branches or by calling 419-424-0163.
NCUA
Federally insured by NCUA
Equal Housing Lender
Equal Housing Lender
Co-Op Shared Branch
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Upon clicking the OK button at the bottom of this window you are leaving the Hancock Federal Credit Union’s website and are entering a site that is not hosted or operated by the credit union. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website. HFCU does not represent either the third party or you, the member, if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site which you are entering which may be different than those of ours. If you have read and understand these terms please click OK to continue.

OK

Alliance One
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Upon clicking the OK button at the bottom of this window you are leaving the Hancock Federal Credit Union’s website and are entering a site that is not hosted or operated by the credit union. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website. HFCU does not represent either the third party or you, the member, if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site which you are entering which may be different than those of ours. If you have read and understand these terms please click OK to continue.

OK

  • HOME
  • BANK
    • CHECKING
    • SAVINGS
    • OHIO HOMEBUYER PLUS
    • CERTIFICATES
    • BUSINESS ACCOUNTS
    • ACCOUNT RATES
    • CARD SERVICES
  • BORROW
    • PERSONAL LOANS
    • MORTGAGE
    • BUSINESS LOANS
    • STUDENT LOANS
    • PAYMENT SOLUTIONS
    • MAKE A PAYMENT
  • LEARN
    • BENEFITS
    • FINANCIAL PLANNING
    • FINANCIAL EDUCATION
    • HOMEOWNER & BUYING TIPS
    • SHARE INSURANCE ESTIMATOR
    • NEWS
    • HOW-TO
    • SAFETY & SECURITY
  • EXPLORE
    • MANAGEMENT
    • BOARD OF DIRECTORS
    • ABOUT US
    • OUR COMMUNITY
    • TRU STAGE
    • uChoose Rewards
    • Zelle®
    • ATM LOCATOR
    • SHARED BRANCHING