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MORTGAGE
Whether you are buying a new home or refinancing an existing mortgage, taking out a home loan is never a small decision. With over 85 years of combined experience in consumer lending, we will help you navigate the mortgage process as quickly and easily as possible. You can also benefit from terms up to 30 years, loan to value (LTV) up to 97%, credit scores as low as 620, escrow accounts for Taxes & Insurance, and Fixed & Adjustable Rate Loans!
HOME EQUITY LOAN
Obtain cash for home repair, remodeling, debt consolidation, or whatever you would like to do. The fixed rate Home Equity loan has terms of 5, 7 and 10 years with a maximum combined loan to value
​ (including existing mortgages on the subject property) of 85%.

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HOME EQUITY LINE OF CREDIT
An HFCU Home Equity Line of Credit (HELOC) presents you with a compelling source for financing whatever you need.  Our HELOC lets you pull funds as you need them and on-the-spot.


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1 Subject to credit approval and meeting certain underwriting criteria. Annual percentage rate (A.P.R.) shown is based on a loan amount of $20,000 for 120 months and a $12.00 flood determination fee. Monthly payment amounts will vary by loan term. Rates are subject to change at any time.
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for information on your first mortgage loan closed after 12/31/12.

For information on equity products, member banking and first mortgage loans closed prior to 12/31/12, obtain information through our online banking.
MORTGAGE TOOLS
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MAKE A ONE-TIME LOAN PAYMENT
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Upon clicking the OK button at the bottom of this window you are leaving the Hancock Federal Credit Union’s website and are entering a site that is not hosted or operated by the credit union. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website. HFCU does not represent either the third party or you, the member, if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site which you are entering which may be different than those of ours. If you have read and understand these terms please click OK to continue.

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RESIDENTIAL LENDING

Darrell
Vice President of Real Estate Lending
​NMLS# 506918
​Alice
Real Estate Closer / Financial Analyst
NMLS# 424563
Tyler
Mortgage Loan Processor/ Financial Analyst
NMLS # 1990732
Nicole
Mortgage Originator
NMLS# 563629
Jennifer
Mortgage Originator
NMLS# 823307
Office Phone:  (419) 424-0163 (press 2)
​mortgage@hancockfcu.com
Fax: (419) 424-0862
Proudly serving the Findlay, OH and Hancock County area since 1938.
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LOCATIONS.

1701 E. Melrose Ave., Findlay, OH
​125 Trenton Ave., Findlay, OH
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Routing Number | 241278659
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PRIVACY POLICIES & DISCLOSURES
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HANCOCK FEDERAL CREDIT UNION BYLAWS

REQUEST PRIVACY STATEMENT

HOURS.

MONDAY - THURSDAY 
Lobby & Drive-Thru 9:00am - 5:00pm
FRIDAY
Lobby: 9:00am - 5:00pm
​Drive-Thru: 8:30am - 5:30pm
SATURDAY
Melrose: Lobby & Drive-Thru 9:00am - Noon
Trenton: Closed

CALL US.

Toll Free:  (800) 273-0163
Local:  (419) 424-0163
Lost or Stolen Visa®:  (844) 334-3871
Lost or Stolen ATM/Debit Card:  (800) 472-3272
​PIN Change ATM/Debit Card:  (800) 992-3808
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Upon clicking the OK button at the bottom of this window you are leaving the Hancock Federal Credit Union’s website and are entering a site that is not hosted or operated by the credit union. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website. HFCU does not represent either the third party or you, the member, if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site which you are entering which may be different than those of ours. If you have read and understand these terms please click OK to continue.

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Upon clicking the OK button at the bottom of this window you are leaving the Hancock Federal Credit Union’s website and are entering a site that is not hosted or operated by the credit union. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website. HFCU does not represent either the third party or you, the member, if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site which you are entering which may be different than those of ours. If you have read and understand these terms please click OK to continue.

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Upon clicking the OK button at the bottom of this window you are leaving the Hancock Federal Credit Union’s website and are entering a site that is not hosted or operated by the credit union. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website. HFCU does not represent either the third party or you, the member, if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site which you are entering which may be different than those of ours. If you have read and understand these terms please click OK to continue.

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Upon clicking the OK button at the bottom of this window you are leaving the Hancock Federal Credit Union’s website and are entering a site that is not hosted or operated by the credit union. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website. HFCU does not represent either the third party or you, the member, if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site which you are entering which may be different than those of ours. If you have read and understand these terms please click OK to continue.

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Hancock Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 419-424-0163. All products and services available on this website are available at all Hancock Federal Credit Union branches or by calling 419-424-0163.
Federally insured by NCUA
Equal Housing Lender
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Upon clicking the OK button at the bottom of this window you are leaving the Hancock Federal Credit Union’s website and are entering a site that is not hosted or operated by the credit union. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website. HFCU does not represent either the third party or you, the member, if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site which you are entering which may be different than those of ours. If you have read and understand these terms please click OK to continue.

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