MORTGAGE
• Term up to 30 years
• Loan to Value up to 97%
• Credit Scores as low as 620
• Escrow accounts for Taxes & Insurance, and Fixed & Adjustable Rate Loans
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HOME EQUITY LOAN
• Use for home repairs, remodeling, debt consolidation, and more
• Terms of 5, 7, and 10 years
• Fixed Rate
• Maximum combined Loan-to-Value of 90%  (including existing mortgages on the subject property)

​Rates
• Currently as low as 3.49% (A.P.R. as low  as 5.01%)1
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HOME EQUITY LINE OF CREDIT
• Use as needed
• 10 year draw / 10 year repayment 
• No Annual fee
• Maximum Loan-to-Value of 90%
• Credit Scores as low as 620
• Interest only during draw, then monthly Principal & Interest

​Rates
• Wall Street Journal Prime + 0% (up to 70% Loan-to-Value)*
• Wall Street Journal Prime + 0.50% (70.01 – 80.00% Loan-to-Value)*
• Wall Street Journal Prime + 1.00% (80.01 – 90.00% Loan-to-Value)*
1 Subject to credit approval and meeting certain underwriting criteria. Annual percentage rate (A.P.R.) shown is based on a loan amount of $20,000 for 120 months and a $12.00 flood determination fee. Monthly payment amounts will vary by loan term. Rates are subject to change at any time.

*Variable rate that could adjust monthly
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for information on your first mortgage loan closed after 12/31/12.

For information on equity products, member banking and first mortgage loans closed prior to 12/31/12, obtain information through our online banking.
MORTGAGE TOOLS
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MAKE A ONE-TIME LOAN PAYMENT
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SKIP-A-PAYMENT APPLICATION

RESIDENTIAL LENDING

​Alice
NMLS# 424563
Office Phone:  (419) 424-0163 (press 2)
​mortgage@hancockfcu.com
Fax: (419) 424-0862
Darrell
NMLS# 506918
Office Phone:  (419) 424-0163 (press 2)
​mortgage@hancockfcu.com
Fax: (419) 424-0862
Proudly serving the Findlay, OH and Hancock County area since 1938.
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LOCATIONS.

1701 E. Melrose Ave., Findlay, OH
​125 Trenton Ave., Findlay, OH
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Routing Number | 241278659
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PRIVACY POLICIES & DISCLOSURES

HOURS.

MONDAY - THURSDAY 
Lobby & Drive-Thru 9:00am - 5:00pm
FRIDAY
Lobby: 9:00am - 5:00pm
​Drive-Thru: 8:30am - 5:30pm
SATURDAY
Melrose: Lobby & Drive-Thru 9:00am - Noon
Trenton: Closed

CALL US.

Toll Free:  (800) 273-0163
Local:  (419) 424-0163
Lost or Stolen Visa®:  (844) 334-3871
Lost or Stolen ATM/Debit Card:  (800) 472-3272
​PIN Change ATM/Debit Card:  (800) 992-3808
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Upon clicking the OK button at the bottom of this window you are leaving the Hancock Federal Credit Union’s website and are entering a site that is not hosted or operated by the credit union. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website. HFCU does not represent either the third party or you, the member, if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site which you are entering which may be different than those of ours. If you have read and understand these terms please click OK to continue.

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Upon clicking the OK button at the bottom of this window you are leaving the Hancock Federal Credit Union’s website and are entering a site that is not hosted or operated by the credit union. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website. HFCU does not represent either the third party or you, the member, if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site which you are entering which may be different than those of ours. If you have read and understand these terms please click OK to continue.

OK
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Upon clicking the OK button at the bottom of this window you are leaving the Hancock Federal Credit Union’s website and are entering a site that is not hosted or operated by the credit union. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website. HFCU does not represent either the third party or you, the member, if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site which you are entering which may be different than those of ours. If you have read and understand these terms please click OK to continue.

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Upon clicking the OK button at the bottom of this window you are leaving the Hancock Federal Credit Union’s website and are entering a site that is not hosted or operated by the credit union. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website. HFCU does not represent either the third party or you, the member, if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site which you are entering which may be different than those of ours. If you have read and understand these terms please click OK to continue.

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Hancock Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 419-424-0163. All products and services available on this website are available at all Hancock Federal Credit Union branches or by calling 419-424-0163.
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Upon clicking the OK button at the bottom of this window you are leaving the Hancock Federal Credit Union’s website and are entering a site that is not hosted or operated by the credit union. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website. HFCU does not represent either the third party or you, the member, if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site which you are entering which may be different than those of ours. If you have read and understand these terms please click OK to continue.

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Upon clicking the OK button at the bottom of this window you are leaving the Hancock Federal Credit Union’s website and are entering a site that is not hosted or operated by the credit union. Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website. HFCU does not represent either the third party or you, the member, if you enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site which you are entering which may be different than those of ours. If you have read and understand these terms please click OK to continue.

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