PRIME SAVINGS ACCOUNT
(Dividend bearing savings)
Account Features:
- Minimum balance required to open accont
- No monthly service fee
- No annual fee ATM card
- 24-hour access to your account by using Touch Tone Teller
- 24-hour access to your account by using HFCU's online banking
- Deposits may be made by Direct Deposit
- Deposits may be made by Payroll Deduction
SPECIAL SAVINGS ACCOUNTS
(Dividend bearing savings)
Account Features:
- No mimum balance
- No monthly service fee
- No penalty for early withdrawal
- No annual fee ATM card
- 24-hour access to your account by using Touch Tone Teller
- Deposits may be made by Direct Deposit
Hancock FCU Savings Rates Rates are effective as of 03/04/10
| Account Type | Minimum Balance (to earn dividends) |
Annual Percentage Yield(APY) | Annual Percentage Yield Earned(APYE) |
| Primary Savings, Club & Special Savings Accounts |
$100 | .40% | .40% |
| IRA Savings Account | $100 – $9,999.99 $10,000. – $24,999.99 $25,000 & up |
.45% .60% .95% |
.451% .601% .953% |
|
Health Savings Account (HSA) Any adult who is covered by a high-deductable health plan (and has no other first dollar coverage) may establish an HSA |
$100.00 | .45% | .451% |
| Prime Checking* | $1500.00 | .25% | 0.25% |
| Prime Share Plus ** | $2,500 - $14,999.99 $15,000 –$24,999.99 $25,000 –& over |
.70% 1.00% 1.50% |
.702% 1.01% 1.51% |
Rates are subject to change. Your savings is federally insured to at least $250,000 by NCUA and backed by the full faith and credit of the United States Government.
Membership eligibility required. Members may forfeit dividends if they close an account before accrued dividends are credited. Fees may reduce earnings on the accounts.
*A monthly fee of $10.00 is charged for the month if balance falls below $1500 anytime during the month.
** A monthly fee of $15.00 is charged for the month if balance falls below $2500 anytime during the month.
Hancock FCU Share Certificate Rates Rates are effective as of 03/04/10
| Share Certificate Term | Minimum Balance | Annual Percentage Yield (APY) |
Annual Percentage Yield Earned (APYE) |
| 6 Month Share Certificate | $500 | .75% | .75% |
| 12 Month Share Certificate | $500 | 1.24% | 1.25% |
| 18 Month Share Certificate | $500 | 1.49% | 1.50% |
| 24 Month Share Certificate | $500 | 1.74% | 1.75% |
| 36 Month Share Certificate | $500 | 2.33% | 2.35% |
| 48 Month Share Certificate | $500 | 2.38% | 2.40% |
| 60 Month Share Certificate | $500 | 2.72% | 2.75% |
| Certificate of Deposit rates are fixed for the duration of term. Federal regulations require a dividend penalty for early withdrawal, which may reduce earnings. |
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Rates are subject to change. Your savings is federally insured to at least $250,000 by NCUA and backed by the full faith and credit of the United States Government.
APY=Annual Percentage Yield. Membership eligibility required. Federal regulations require a dividend penalty for early withdrawal. Members may forfeit dividends if they close an account before accrued dividends are credited.
Fees may reduce earnings on the accounts.
Youth and Teen Accounts
Children’s Online Privacy Policy
Start Smart With Hancock Federal Credit Union
Start Smart Junior for Kids ages 12 through 15
Links
Third Party Site Disclaimer When you click on the links below you are leaving the Hancock Federal Credit Union’s website and are entering a site that is not hosted or operated by the credit union.
Please be advised that you will no longer be subject to, or under the protection of the privacy and security policies of our website. HFCU does not represent either the third party or you, the member, if you enter into a transaction. We encourage you to read and evaluate the may bedifferent than those of ours.
Money and Stuff
Western Buckeye Chapter 2010 Chapter Scholarship Application
HFCU Checking Accounts
HFCU offers checking account that fits your lifestyle.
All members can enjoy both safety and convenience by signing up for our secure electronic products - Online Banking, Bill Pay and e*Statements.
First Choice Checking - a basic checking account
No Monthly fee
No Interest checking
No Minimum balance
No Limit on the number of checks you may write
No Fee Master Money Check Card available
50 free checks with your first order of checks
Prime Checking - a high balance checking account
Earns monthly dividends
Minimum balance required to avoid a monthly fee ($1500.00)
Unlimited check writing
Master Money Check Card Available
Your first 50 checks (if you place an order for 1 box of checks at account opening)
Prime Plus - a Money Market Account with check writing privileges
Earns monthly dividends
Minimum balance required to avoid a monthly fee ($2500.00)
Limited to 6 EFTs per month – only 3 can be in check form
Business Checking - for Sole Proprietorship Accounts
No monthly service fee
Minimum balance required ($100.00)
Master Money Check Card Available
Unlimited check writing
Fresh Start Checking - basic checking for those needing a "fresh start"
$10.00 monthly fee
$50.00 minimum to open the account
Unlimited check writing
Start Smart Checking - basic checking for 16 to 21 year olds
No monthly fee
No Interest checking
No minimum balance
No limit on the number of checks you may write
No Fee Master Money Check Card available
50 free checks with your first order of checks
Overdraft Protection available on all checking accounts through automatic transfer from an savings account and/or an Overdraft Line of Credit.
Contact us at 419-424-0163 or toll free 800-273-0163
Deposit Accounts