HFCU offers members a variety of personal loans for your lifestyle and personal needs.

 

  

   APR = annual percentage rate             APY = annual percentage yield

 

                                            Prime Rate - 5.00%  as of 04-30-08

New and Used Vehicles as low as 5.50% APR (60 mos.)
Motorcycles as low as 5.75% APR (60 mos.)
U.C.C. Secured as low as 9.75% (36 months)
Boats, Campers & RVs as low as 8.50% (120 months)
Share Secured 3.50% APR above rate paid
Quick Loan Line of Credit as low as Prime + 5.00% APR
Overdraft Line of Credit as low as Prime + 5.00% APR
Higher Education  as low as Prime + 3.00% APR
Home Improvement -U.C.C. Secured as low as 11.50% APR
Signature

as low as 12.00% APR (36 months)

as low as 12.75% APR (37-60 mos.)

Healthy Living Loan (from Health Club memberships to Medical Bills & Equipment)

as low as 11.00% APR (12 - 36 mos.)

as low as 11.75% APR (over 36 months)

Rapid Advance Borrow $250.00 for temporary short-term cash needs. 

18% APR  + A non-refundable application fee of $25.00 is required with application.   

  


 Apply for a loan by printing out an application and mailing, faxing or visiting the credit union office.  APPLICATION.

You may also log on to Online Banking and submit your loan application through our secure Online Banking site.